Hiking to Forca Rossa, Alta Via 2, Dolomite Mountains, Italy.

Ask Me: Should We Get Travel Insurance For Overseas Adventures?

In Ask Me, Backpacking, Family Adventures, Hiking, International Adventures, Skills   |   Tagged , , , , , , , , , ,   |   4 Comments

[Note: This blog post of an email exchange reveals the story of a reader who experienced a traveler’s nightmare in a foreign country. Her cautionary tale offers valuable advice for anyone who travels internationally.]

Hi Michael,

We are planning a hut-to-hut trip in the Dolomite Mountains this summer and I was wondering if you could give advice on travel insurance. When we went to Patagonia last year, I didn’t even think about it, but a doctor friend of mine recently highly recommended some sort of travel medical insurance for when we do hiking trips abroad.

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4 Responses to Ask Me: Should We Get Travel Insurance For Overseas Adventures?

  1. Barbara   |  March 15, 2017 at 9:27 pm

    I started buying trip insurance on my first trip to Europe as a Widow many, many years ago. It is a inexpensive cost added to flights, hotels, tours, and meals just to know it was there if needed.
    I have had to use it twice, not because I became ill, but rather the unexpected death of a sister causing total cancellation of a European trip. Another during a trip where my child fell ending in a badly broken leg requiring surgery and needing my nursing care for a month before I could return home.
    US health care insurances do not cover costs involved in Europe for me to become ill. I now have two life threatening illnesses that could be very expensive if one or the other reoccurs while I’m out of the country. I buy it to cover the many thousands of dollars for care of myself if needed.
    However, in both instances the trip interruption/cancellation clause was used to cover all my costs involved in the trips. Trip insurance certainly makes sense to me.

    • Michael Lanza   |  March 16, 2017 at 9:57 am

      Hi Barbara, thanks for sharing your story, it makes an even stronger case for getting trip insurance.

  2. John Kelly   |  January 10, 2017 at 8:05 am

    Michael and Katherine,

    I have travelled overseas virtually every year since 1998, and as you know Michael the past few years have been trekking in mountainous areas of .Europe, South America and Asia. I always purchase travel medical and because the lost baggage etc. Is a relatively inexpensive add on get that too. I also have a Global Rescue membership which provides medical and/or emergency extraction services almost around the globe.

    I have used the medical three times for my wife. On a trip to Israel the medical costs avoided probably have paid for all of my premiums.

    I have had a number of colleagues either get ill or hurt while trekking and medical insurance has saved them immensely.

    It is a personal choice but I always buy it.

    Happy travels

    • Michael Lanza   |  January 10, 2017 at 8:36 am

      Excellent perspective, John. Thanks for sharing.

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